A Comparison of Five Pet Health Insurance Plans
It doesn’t matter if you have already decided to purchase health
insurance for the family pet or if you are simply.
When you are comparing the quote of one health insurance quote
to another remember that the base doller amount is not the only
number you have to consider. In addition to the monthly payment
make sure you also check out exactly what type of veterinary care
and treatments are covered (some basic insurance plans do not
include cancer treatment), what kind of deductible you, the pet
owner, will be expected to pay, is there a yearly cap on medical
expenses, and what type of discounts are available.
At the moment there are only a handful of companies that
offer pet health insurance. Five of the most popular companies are
Pets Best Pet Insurance, Veterinary Pet Insurance, ShelterCare,
Pets Health and PetCare.
An insurance plan through Pets Best Pet Insurance will cost
approximately $32.00 a month ($384.00 annually). Pets Best will
cover pet sterilization provided the pet owner purchases an
additional wellness plan. Pets Best does not cover pre-existing
medical conditions a pet has so its best to insure them early in
life before problems develop. Pets Best has a life time limit of
$99,750 dollars per pet. Pets Best health insurance plans come with
a $75.00 deductible. Multiple pet discounts are available. Pet’s
Best pet health insurance does cover cancer.
Veterinary Pet Insurance is a company that offers pet owner a
$14,000 a year cap on an insurance plan that only costs
approximately $20.00 dollars a month. Veterinary Pet Insurance
offers plans with a $50.00 deductible (after the deductible they
pay ninety percent of the bill) on plans that include pet
sterilization and cancer coverage. Veterinary Pet Insurance does
not accept pre-existing conditions and does not offer multi-pet
discounts.
ShelterCare is a pet insurance that cost pet's owners
approximately $29.95. For that $29.95 there is absolutely no
deductible and cancer treatments are covered. ShelterCare will not
pay for pet sterilization nor will they cover any pre-existing
conditions. ShelterCare does not have a benefit cap. ShelterCare
offers premium discounts for multi-pet plans, medical service, and
micro-chips.
A pet health insurance policy through PetsHealth insurance
company will cost the pet owner approximately $37.17 dollars per
month. PetsHealth covers 80% of the pets vet bill after the $100.00
doller deductible is paid. PetsHealth has a $13,000 doller cap on
each per year. PetHealth does insure pre-existing conditions after
ninety days. Multi-pet discounts are available through PetHealth.
PetsHealth does offer pet health insurance plans that cover cancer
on a case by case basis.
PetCare is a pet health insurance company that estimates the
average cost for a policy for a pet is $29.95 a month. This plan
includes a fifty doller deductible. While PetCare is happy to cover
the cost your pet’s cancer treatments they will not pay for any
pre-existing conditions nor will they pay for pet sterilization.
PetCare offers discounts for multi-pet plans and medical
service.
None of the estimated monthly prices for these insurance
companies include any extra insurances riders.
Any one or all of these companies can change their policies
between now and the time you purchase a pet health insurance
plan.
Remember to read the fine print before you sign up for a pet
health insurance plan.
All five of these pet health insurance companies have their
own websites where you can go to get up to date pet health
insurance quotes.
There are other pet health insurance companies with different
prices, discounts, stipulations, and benefit caps if you are not
content with the previous five comparisons.
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